Privacy Policy

Effective Date: January 1, 2025

Investments By M & J LLC ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

1. Information We Collect

We may collect information about you in a variety of ways, including:

Personal Data

When you visit our website, we may collect personally identifiable information, such as your:

• Full name
• Email address
• Phone number
• Mailing address
• Business information

Usage Data

We may also collect information about how you access and use our website, including your IP address, browser type, operating system, referring URLs, and pages visited.

2. How We Use Your Information

We use the information we collect for various purposes, including to:

• Provide, maintain, and improve our services
• Process and fulfill your requests
• Send you marketing and promotional communications (with your consent)
• Respond to your comments, questions, and requests
• Monitor and analyze usage trends to improve user experience
• Protect against fraudulent or unauthorized activity

3. SMS/Text Messaging

If you opt in to receive SMS or text messages from Investments By M & J LLC, you consent to receive recurring promotional and informational text messages. These messages may be sent using an automatic telephone dialing system (ATDS). Message and data rates may apply. Message frequency varies.

You may opt out of receiving text messages at any time by replying STOP to any message. For assistance, reply HELP or contact us at mark@investmentsbymj.com.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

4. Sharing of Information

We may share your information in the following situations:

• With Service Providers: We may share your information with third-party vendors who perform services on our behalf, such as payment processing, data analysis, and marketing assistance.
• For Legal Purposes: We may disclose your information where required by law, regulation, or legal process.
• Business Transfers: In connection with a merger, acquisition, or sale of assets, your information may be transferred.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes.

5. Data Security

We use administrative, technical, and physical security measures to protect your personal information. While we strive to use commercially acceptable means to protect your data, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security.

6. Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to track activity and store certain information. You can instruct your browser to refuse all cookies or indicate when a cookie is being sent.

7. Third-Party Websites

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these third-party sites. We encourage you to review the privacy policy of every site you visit.

8. ATDS Disclosure

We may use an Automatic Telephone Dialing System (ATDS) to send promotional SMS messages to users who have provided their express written consent. You are not required to consent to receiving automated messages as a condition of purchasing any goods or services.

9. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children under 18.

10. Your Rights

Depending on your jurisdiction, you may have certain rights regarding your personal information, including the right to access, correct, delete, or port your data. To exercise any of these rights, please contact us at mark@investmentsbymj.com.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the effective date. You are advised to review this policy periodically.

12. Contact Us

If you have questions about this Privacy Policy, please contact us at:

Investments By M & J LLC
1402 Auburn Way No 271, Auburn, WA 98002
Email: mark@investmentsbymj.com